LAST UPDATED: February 28 2022
CHANGES TO THIS POLICY
This version was updated in February 2022. In all things We do, We constantly aim to do the right thing and always seek to improve. If we need to update this policy, we will do so to be more clear, open, and honest with you. Such modification will be effective upon its posting to our website; it is therefore important that you review this policy regularly.
WHY WE COLLECT INFORMATION
We collect information about you to respond to your inquiry regarding one of our loan products, to offer you one of our loan products, to keep you informed of new loan products, to inform you of loan product upgrades or modifications, and to inform you of special offers.
WHAT INFORMATION WE COLLECT
Personal information is data that can be used to identify or contact a single person. Personal information does not include anonymous data, or data where the identity of the individual has been irretrievably removed.
We may collect, use, store and transfer different kinds of personal data about you which we have grouped together as follows:
- Identity Data includes first name, maiden name, last name, username or similar identifier, salutation, company name, date of birth and gender.
- Contact Data includes home address, work address, email address, and telephone numbers.
- Financial Data includes bank account and payment card details.
- Transaction Data includes details about payments to and from you and other details of products and services you have purchased from us, and payments processed in connection with the use of the Services.
- Technical Data includes internet protocol (IP) address, internet service provider (ISP), date/time stamp, your login data, browser type, language and version, time zone setting and location, browser plug-in types and versions, operating system and platform and other technology on the devices you use to access this website.
- Profile Data includes your username and password, preferences, feedback and survey responses.
- Usage Data includes information about how you use our Website, our app, or products.
- Marketing and Communications Data includes your preferences in receiving marketing from us and our third parties and your communication preferences.
We also collect, use and share Aggregated Data such as statistical or demographic data for any purpose. Aggregated Data may be derived from your personal data but is not considered personal data in law as this data does not directly or indirectly reveal your identity. For example, we may aggregate your Usage Data to calculate the percentage of users accessing a specific website feature. However, if we combine or connect Aggregated Data with your personal data so that it can directly or indirectly identify you, we treat the combined data as personal data which will be used in accordance with this privacy notice.
You may, at any time, explore the content available on our websites without ever submitting personal information about yourself. However, we may collect information about your online activity including, but not limited to, your IP address, location, device type, browser type, referral source, time spent on website, and pages viewed.
Children Under the Age of 13
Our Website is not intended for children under 13 years of age. No one under age 13 may provide any personal information to or on the Website. We do not knowingly collect personal information from children under 13. If you are under 13, do not use or provide any information on this Website or through any of its features or register on the Website. If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 13 years of age, please contact us at firstname.lastname@example.org
HOW WE USE PERSONAL INFORMATION
WHAT INFORMATION WE SHARE
We will only share information as allowed by law and described in this policy.
We may disclose your personal information to our parent, subsidiaries, and affiliates or to our contractors, service providers, and other third parties we use to support our business. We may also disclose your personal information if we believe that we are required to do so by law; to comply with legal process or governmental requests. Your personal information may also be shared with credit bureaus to determine your creditworthiness or to occasionally review your credit. Company may share information with third parties in order to verify the applicant’s identity, pre-fill loan applications, and facilitate the applicant’s pre-qualification for a loan. More details on the information we share is available in the Privacy Notice.
OPTING OUT & UNSUBSCRIBING
You may unsubscribe from paydayking500.com’s own direct marketing communications by doing any of the following:
Users can unsubscribe from receiving digital marketing communication offers from paydayking500.com and/or Speedy King at any time by contacting us via one of the following methods:
- Mail: 1329 Rd Arena, Kahnawake, Quebec J0L 1B0 Canada
- Email: email@example.com
- Phone: 1-833-423-1451
When unsubscribing, please include your name, account number, and mailing address.
You may opt-out and remove your SMS information by sending “STOP”, “END”, “CANCEL”, “UNSUBSCRIBE” or “QUIT” to the SMS text message you have received. To cancel text message alerts, simply reply STOP to the message received to opt-out of respective text alert program.
You may also opt out of information sharing practices with third party affiliates and/or non-affiliates by following the steps described in our Privacy Notice.
HELP OR SUPPORT
For help, email us at firstname.lastname@example.org or call 1-833-423-1451.
Request help, get contact information or additional information regarding our texting services anytime from your mobile device by replying with the word “HELP” to the message you receive.
PRIVACY POLICIES OF THIRD-PARTY WEBSITES
OUR SECURITY PROCEDURES
We take careful steps to safeguard customer information. We restrict access to your personal and account information to those employees who need to know that information to perform their jobs, and we provide regular training to our employees on privacy, information security, and their obligation to safeguard your information. We maintain physical, electronic, and procedural safeguards that comply with industry standards to protect your personal information and we regularly test those safeguards. Your Personal information is kept as long as reasonably needed or relevant for the identified purposes of providing you with our products or Services. We may keep your Personal information for longer periods of time for financial record keeping, security, fraud prevention and/or to manage business operations. Once your Personal information is no longer reasonably necessary or required for the above-mentioned purposes, your Personal information shall be destroyed, erased and/or anonymized.
You can safeguard your personal information by taking a few simple precautions. Protect your account numbers, passwords, PIN’s, and customer access numbers. Never disclose confidential information to unknown callers. You should always use a secure browser and current virus detection software, and never open e-mails from unknown sources.
Your Personal Information may at times be provided to our Network Partners who operate outside of Canada, the whole in accordance with safeguards that meet industry standards. However, your personal information may be accessible to law enforcement and national security authorities of that jurisdiction.
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Customer Support at email@example.com