Apply for a loan within 4 minutes with Instant Bank Verification (IBV)
STABLE JOB, NO ODSP, NO CHILD TAX, NO CPP, 18+
You are already accepted! Get up to 1000$ within minutes!
Apply Within A Few Minutes
We follow an annual interest rate of 32%. If unpaid, the applicable interest rate is 2.66% per month.
We offer payment plans to let you pay back your loan in 3, 6 or 12 installments, according to your payday schedule.
Instant Bank Verification (IBV)
No more sending documents. Apply within minutes using our Instant Bank Verification application form.
No Credit Check
To us, having bad credit does not mean that you cannot repay your loan, we do not base our decision on your credit score.
Get rewards by becoming one of our many returning customers and receive special discounts on renewals.
Earn some extra cash by referring us to a friend of yours or family member (only applicable if you are a current client).
Alexandra M. (Ontario, Canada)
Robert G. (Vancouver, Canada)
Shayla S. (Ontario, Canada)
Mary W. (Saskatchewan, Canada)